ANALISIS PENGARUH RASIO LIKUIDITAS, RASIO SOLVABILITAS, DAN RASIO RENTABILITAS TERHADAP KINERJA KEUANGAN PT BPR BANK DAERAH KARANGANYAR PERIODE 2013-2020

Abstract

This study aims to analyze the effect of the liquidity ratio (quick ratio), solvency ratio (primary ratio),
and profitability ratio (gross profit margin) on the financial performance of PT. BPR Bank Daerah
Karanganyar 2013-2020 period. This research is a quantitative case study. The type of data used in this
study is secondary data obtained by the documentation method. The population of this research is PT
BPR Bank Daerah Karanganyar which is registered with the Financial Services Authority. Sampling in
this study using purposive sampling technique. With this purposive sampling technique, 32 samples were
obtained. The data was tested by multiple linear regression analysis with the help of SPSS version 26.0
for windows. The results of this study indicate that the liquidity ratio (quick ratio) has no significant
effect on the financial performance of PT. BPR Bank Daerah Karanganyar. The solvency ratio (primary
ratio) has a significant effect on the financial performance of PT. BPR Bank Daerah Karanganyar. The
profitability ratio (gross profit margin) has no significant effect on the financial performance of PT. BPR
Bank Daerah Karanganyar. The liquidity ratio (X1), solvency ratio (X2), and profitability ratio (X3)
simultaneously have a significant effect on the financial performance of PT. BPR Bank Daerah
Karanganyar